Congratulations, Graduate! Here’s the [EMPOWERMENT] You Didn’t Know You Needed
You've ordered your cap and gown, celebrated the big milestone, and are now looking ahead to college, travel, work, or your next adventure. But before you head out the door, there’s one more item to check off your “adulting” to-do list:
Legal preparedness.
Turning 18 is a major milestone—not just emotionally, but legally. Once you’re considered an adult, your parents or guardians no longer have automatic access to your medical, financial, or academic information. That’s why every young adult should leave home with a College-Ready Legal Toolkit.
Here’s what you should include in yours:
📄 1. Medical Power of Attorney (MPOA)
If you're injured, hospitalized, or unconscious, no one—including your parents—can legally make decisions for you without this document. A Medical Power of Attorney lets someone you trust step in if you’re unable to speak for yourself.
🏥 2. HIPAA Authorization Form
HIPAA laws protect your medical privacy—but they also mean your family won’t be able to access your health records or talk to your doctor without your permission. A HIPAA release gives your chosen individuals legal access in an emergency.
💳 3. Durable Power of Attorney (DPOA)
This document allows someone to handle your financial affairs if you're away at school, abroad, or incapacitated. Whether it’s managing your bank account, signing a lease, or filing taxes, a DPOA is a smart safeguard.
🎓 4. FERPA Waiver
The Family Educational Rights and Privacy Act (FERPA) means your academic records are now private—even from your parents. A FERPA waiver allows your school to share grades, disciplinary records, and enrollment info with those you authorize.
🧾 5. Simple Will
It might sound strange at your age, but a simple will ensures your belongings—bank accounts, personal property, or even a car—are passed on according to your wishes in case of the unexpected.
📱 6. Digital Asset Directive
From Instagram to Google Drive, your digital life is real—and valuable. A digital asset directive gives someone permission to manage or close your online accounts if needed.
🎒 7. Emergency Info Card
We recommend students carry a wallet-sized card that includes emergency contacts and a note that says, “Legal documents on file with [the place/person of your choosing].” It’s simple, but powerful in a crisis.
As you step into this exciting new chapter, legal preparedness may not be the first thing on your mind, but it’s one of the most powerful ways to protect your independence while giving your family peace of mind. A little planning now can prevent confusion, delays, and stress later. With the right legal documents in place, you can confidently take on adulthood knowing that you—and the people who love you—are covered if the unexpected happens. Your future is bright. Let’s make sure it’s protected, too.